Points of View: What credit card should you use for IHG stays?

Points of View: What Credit Card Should You Use For IHG Stays?

Hotel loyalty programs have become quite popular in recent years, and IHG (InterContinental Hotels Group) is no exception. With over 5,700 hotels worldwide, IHG is one of the largest hotel loyalty programs in the world.

But, with so many credit cards and loyalty cards out there, it can be hard to decide which one to use for your IHG stays. Here, we’ve outlined some key points to help you make the right decision for you.

Different Cards Offer Different Benefits

Different credit cards offer different advantages, so it’s important to consider what rewards you’re looking for before you make your decision. For example:

  • IHG Rewards Club Select – this credit card gives you bonus points for IHG stays, and bonus points for money spent on everyday purchases.
  • Chase Sapphire Preferred – this card gives you bonus points for flights, hotels, car rentals and dining.
  • Bank of America Cash Rewards – this card gives you bonus points for every dollar spent on everyday purchases, as well as bonus points for IHG stays.

Consider Your Spending Habits

The credit card you choose should match your spending habits. If you primarily travel for business, then a card that rewards you for airfare and hotel stays might be a better fit for you. If you’re a frequent traveler, then a card that offers bonus points for flights and car rentals could be a good option.

Consider Annual Fees

Many credit cards come with an annual fee. This can add up over time, so it’s important to consider whether the benefits you’re getting from the annual fee outweigh the cost. Some cards, like the IHG Rewards Club Select, have no annual fee, so this might be a better option if you’re not looking to pay a fee in order to receive rewards.

Bonus Points/Rewards

When choosing a card, it’s important to consider the bonus points or rewards you can receive for using it. Some cards offer bonus points for IHG stays, while others offer bonus points for everyday purchases. Consider which rewards will be the most beneficial to you before deciding on a card.


Selecting the best credit card for your IHG stays requires taking into account your individual spending habits and needs. Make sure you compare different cards to see which one offers the most benefits for you.

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